Agricultural insurance is prepared to pay for losses after disasters

[China Agricultural Machinery Industry News] Policy-based agricultural insurance is called the "protective umbrella" of agricultural production, and it plays an important role in flood control and disaster recovery. Recently, the reporter learned from the Municipal Finance Bureau that in the face of this year's severe floods, Wuhu City has opened a policy-oriented agricultural insurance payment "green channel". Up to now, insurance companies have investigated and investigated the affected area of ​​570,000 mu and completed a fixed loss of more than 150,000 mu. More than 20,000 households have been paid compensation of 17.34 million yuan.

Agricultural insurance is prepared to pay for losses after disasters

Since the end of June this year, Wuhu City has been hit by torrential rains in a row, and the disaster is extremely serious. In order to give full play to the functional role of policy-based agricultural insurance in disaster prevention and relief and recovery of production after disasters, and to ensure that farmers are compensated in time for disaster losses, the municipal, county and district agricultural insurance offices actively coordinate agricultural insurance agencies and do a good job in policy-based agricultural insurance disasters. Survey and claim work.

After the disaster occurred, Wuhu City set up a quick compensation leading group to start a rapid disaster compensation plan for major disasters. In accordance with the requirements of “should pay compensation”, carefully supervise and cooperate with the underwriting institution to implement the fixed loss and claims work. At the same time, organize personnel to go deep into the town, village door-to-door service, do a good job of policy propaganda, help affected farmers to carry out production self-help in a timely manner, and strive to reduce disaster losses to low. In the past few days, the underwriting institutions have intensified their efforts to send survey vehicles and drones to the disaster areas to support the investigation and damage, and to open green claims service channels to simplify procedures and improve claims efficiency. For the crops in the reclamation area due to the collapse of the mouth, the time investigation and verification, full payment according to the regulations, resolutely put an end to the behavior of harming the interests of the insured, such as compensation, loss, unreasonable refusal.

According to the relevant person in charge of the Municipal Finance Bureau, as of the end of last week, the insurance company has investigated and investigated the affected area of ​​570,000 mu and completed a fixed loss of more than 150,000 mu; it has paid compensation of 17.34 million yuan and benefited more than 20,000 farmers. For the harvest crops, it is expected that all the surveys will be completed in mid-August, and the claims will be distributed to the households before the end of August. For crops that suffer partial losses, secondary damage is required, and it is expected to be post-nuclear damage in November, and will be paid according to the final loss level.

(Original title: The role of “protective umbrella” in post-disaster policy agricultural insurance)